Business Owners Policy (BOP)

A business owner’s policy (BOP) is a practical and cost-effective way to ensure your company has the most important coverages. A BOP combines general liability, business income and commercial property insurance into a single package.

General Liability Insurance

General liability insurance helps protect your company from claims of bodily injury or property damage to others. Without coverage, you’ll have to pay for medical expenses and property damages out of pocket.

Business Income Insurance

Business income insurance helps your company replace lost income if it’s unable to operate due to covered property damage, such as a fire.

Commercial Property Insurance

Commercial property insurance helps protect your building, whether you own or rent it, plus the tools and equipment you use to operate your business. It covers losses due to fire, burglary, theft, lightning and other occurrences.

Although a business owner’s policy is an easy way to bundle essential coverages, you may need other separate policies, such as workers’ compensation and business auto insurance.

Contact us to learn more about the advantages of a business owner’s policy. The business insurance experts at Fox Agencies are here to help.